Life insurance often gets overlooked until it’s too late. But did you know it can be a powerful tool for protecting your family, supporting your business, and building long-term wealth?
At Orr Insurance & Investment, we offer expert guidance to help you make smart choices about life insurance based on your life stage and goals.
Why You Might Need Life Insurance:
- To Protect Your Family: Ensure your loved ones are financially secure if something happens to you.
- To Cover Debts: Pay off mortgages, loans, and credit cards so your family isn’t burdened.
- For Business Continuity: Fund a buy-sell agreement or provide key person protection.
- To Leave a Legacy: Support charitable causes or leave an inheritance in a tax-efficient way.
Term vs. Permanent Life Insurance
- Term Life: Affordable coverage for a set period (10, 20, or 30 years).
- Permanent Life: Lifelong coverage with potential for cash value growth and tax advantages.
Our advisors will explain the pros and cons of each and help you pick the right policy for your needs.
Life changes—so should your coverage. Book a free consultation today to get started with a plan that gives you peace of mind.